Microfinance Loans Services

No Interest Loan Scheme (NILS)

NILS is an interest free loan scheme helping people on low incomes to purchase significant household goods up to the value of $1200 without fees, charges or interest. Conditions apply.

View online brochure

BCS offers NILS in the following locations:

Broken Hill
BCS Care Centre – Broken Hill
464 Chapple Street, Broken Hill NSW 2880
(08) 8088 6314 

Dubbo
BCS Food 4 Life - Dubbo
179 Brisbane Street, Dubbo NSW 2830
(02) 6884 6595

Moree
Wesley Court
Level 1, 23 Frome Street, Moree NSW 2400

Newcastle
BCS MayCare Community Centre
88 Hanbury Street, Mayfield NSW 2304
(02) 4032 5281 - StepUp Loan
(02) 4032 5280 - NILS

Petersham
BCS Food 4 Life - Petersham
111A Crystal Street, Petersham NSW 2049
(02) 9572 9836

Sutherland
BCS Food 4 Life – Jannali
Suite 2, 56 Railway Crescent, Jannali NSW 2226
(02) 9528 7840

Warilla
BCS Warilla North Community Centre
2-6 Hill St, Warilla NSW 2528
(02) 4298 7200

Wellington
BCS Food 4 Life – Wellington
32 Maughan Street, Wellington NSW 2820
(02) 6845 3980

NILS is provided in partnership with NAB, Good Shepherd Youth and Family Services, Sydney Water, Essential Energy, NSW Department of Services, Technology & Administration and the Department of Families, Housing, Community Services and Indigenous Affairs (FaHCSIA) 


StepUP Loan Scheme

StepUP is a loan scheme assisting people to apply for loans from $800 to $3000 for any item, in partnership with the National Australia Bank. Conditions apply.

BCS offers StepUP loans in the following locations:

Canberra
BCS Southern Region Office
14 Wormald Street, Symonston ACT 2609
(02) 6195 3168

Dubbo

 
BCS Food 4 Life - Dubbo
179 Brisbane Street, Dubbo NSW 2830
(02) 6884 6595

Newcastle
BCS Food 4 Life – Newcastle
Suite 3, Civic Arcade
403 Hunter Street, Newcastle NSW 2302
(02) 4925 2717


Warilla
BCS Warilla North Community Centre
2-6 Hill St, Warilla NSW 2528
(02) 4298 7200

StepUP loans are provided in partnership with NAB and Good Shepherd Youth and Family Services.